I called the OCC today to find out whether Citi overcharged me PMI. The lady told me to fill out an online complaint form which doubles as a request for information. So I briefly explained in the form how I felt I had been wronged. I think I’m supposed to hear back within 48 hours.
So why bother worrying about a few hundred dollars here and there? It’s a lot of work to fight with an organization, especially a large one that’s not particularly reputable. And in the end, there is a good chance you’ll get nothing for your work. If you spend 40 hours trying to recoup $200, you’re …
When I was in high school I needed a method of backing up data. Standard 3.5″ floppy disks were too small. This was around the time that zip drives were becoming popular. I bought a Sony HiFD thinking I was being clever because it was backwards compatible with 3.5″ disks. It never worked correctly. Within …
My parents meticulously check every penny of every purchase on the receipt. The compare the receipts against the credit card statement. They check utility bills, etc. And they are frequently finding mistakes. I rarely check receipts and bills closely. I understand that I’m probably being slightly overcharged on a fairly regular basis, but I have …
See last post. First they made the claim that they had already offered to reduce my total points from 4.125 to 3.5, which wasn’t true. They then offered to reduce the points to 3.625. Even though this was not as good as what they were offering on their web site, I obviously wasn’t going to …
I’ve purchased warranties on relatively low cost items before.ย It wasn’t something I gave much thought to.ย I was asked “do you want to warranty on those tires?”ย I said yes.ย Then ten minutes later I thought to myself: Gee, that was a waste of money.ย Even if something had happened to the tire during …