My girlfriend followed me to Maryland. She hired MBM Moving Systems to move her stuff. For the most part, everything went fine. But her sofa showed up with oil stains on it. She didn’t pay for an extended insurance policy, so her damages were limited to 60 cents per pound, or $180 for the sofa. …
It was time to move my old 401K into a rollover IRA. I had limited choices and control over my 401k contributions. Why my employer chose ADP, I have no idea. I opened a Fidelity rollover IRA account into which I intended to transfer my 401K. I chose Fidelity because my current employer uses them …
I recently appealed my property taxes on a house I bought from a bank. It was in really bad shape, and this was reflected in the price. I wanted my property taxes to reflect what I actually paid for the house on the open market. My experience is outlined in the dialog below. The research …
In my last post, I said it would be easier to get my money back from Citi by taking advantage of one of their credit card offers. So here’s how it actually worked out. I got 16,000 points for signing up and spending $700 dollars in three months. They gave me another 800 points for …
So the NCUA was too lazy to even respond to my last letter.ย I’ve decided to send a similar complaint to HUD. I didn’t spend a lot of time on it because it seems likely they will also shirk their legal responsibilities and ignore me. However, I think it was worth an hour or two …
I recently got a company cell phone.ย My phone service is now free (for me).ย My old plan was a pay as you go system by Virgin Mobile.ย I didn’t want to lock myself into another two year plan, so I had instead opted for a cheap phone with no contract. When I first got …
If this web page loaded a little slow, or you’re just tired of overpaying for mediocre internet access, consider contacting Governor Purdue and asking her to veto H.129.ย More info here.
So the NCUA tried to wash its hands of this: According to credit union documents, your loans were made to refinance mortgages secured by investment rental properties obtained for business purposes. Loans made for business, commercial, agricultural, or organizational credit are specifically exempt from RESPA and the Federal Reserve Board’s Regulation Z, which carries out …
So the OCC turned out to be pretty much worthless. I never received a response to my simple question. Instead, I got another response from Citi, which more or less reiterated what was already said. It’s not worth messing around over $60. Citi and Genworth screwed me. I had to pay a month’s worth of …
I called the OCC today to find out whether Citi overcharged me PMI. The lady told me to fill out an online complaint form which doubles as a request for information. So I briefly explained in the form how I felt I had been wronged. I think I’m supposed to hear back within 48 hours.